January 12, 2012
By Perspective Financial Services
Better Business Bureau investigates thousands of scams every year, from the latest gimmicks to schemes as old as the hills. This year, they have divided scams up into nine major categories (from jobs and dating to phishing and identity theft) and picked the top scam in each.
The year’s top financial scam centered on
… Read More: Better Business Bureau Names Top Scams of 2011
December 27, 2011
During the last decade, online banking has become one of the fastest growing Internet activities. Online banks, also called virtual or direct banks, have no physical network of branches. Proponents say the resulting lower cost structure allows online banks to offer reduced fees and more competitive rates.
Online bank customers can bank 24 hours a day,
… Read More: Exploring Alternatives to Traditional Banking
December 6, 2011
Last month, I attended the Schwab IMPACT conference for investment advisors in San Francisco. This invitation-only financial-industry conference brings together independent investment advisors with influential presenters, exhibitors and experts to learn about and collaborate on key issues and best practices. It was my extreme honor to speak on a panel about building and managing
… Read More: Leadership, Perseverance, Hope
November 21, 2011
Market volatility is the amount of uncertainty or risk of changes in a security’s value over time. High volatility means its value can potentially be spread out over a large range of values; the price of the security can change dramatically, up or down, during a short time period.
The current market environment suggests high volatility for
… Read More: Is Extreme Market Volatility Here to Stay?
November 2, 2011
There is no doubt about it. Sometimes it is hard to be an investor. Last quarter was one of those times. Now the question is: When will the bull market be back? The fact is, no one knows, but stocks always rebound. As Karin Risi of Vanguard Funds puts it, “We believe it is
… Read More: Dealing with the Bear