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September 14, 2011
There’s a good possibility that you or your spouse will eventually require some form of long-term care. According to the U.S. Department of Health and Human Services (HHS), about 40 percent of people aged 65 or older will enter a nursing home for some period of time during their lifetimes. Long-term care includes a range … Read More: Long-Term Care Insurance: A Good Idea? May 21, 2011
What would happen if your dog bit someone jogging past your home? Or if your cinderblock fence collapsed onto the neighbor‘s vintage car? Or if your teenage child caused a serious car accident? Would your homeowners and auto insurance policies include sufficient personal liability protection if someone decided to sue you? Most people are … Read More: Evaluating Personal Liability & Insurance Needs December 6, 2010
Guest post by Doug Lerner, President, Lerner Group Are you overpaying? Let’s face it, we are experiencing extreme economic volatility and many people are looking to cut costs any way possible. You may be able to save some money on premiums and extend the term period a few more years. Carrier pricing is extremely … Read More: 7 Reasons to Review your Term Life Insurance Policy January 19, 2007
At a minimum, your car insurance rates jump 50 percent the minute you put your kid on your policy. In some families, it’s as much as 200 or 300 percent. Why? Because car crashes are the leading killer of people between the ages of 15 and 20. So as the prime teen driving months … Read More: Teen Car Insurance January 19, 2007
Historically, if a life insurance policy was no longer wanted or needed, the owner could either surrender the policy for its cash value or simply allow it to lapse by discontinuing premium payments. A relatively new alternative – called a life settlement – offers a potentially more equitable option for individuals, although the pros … Read More: Life Settlements |
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