At a minimum, your car insurance rates jump 50 percent the minute you put your kid on your policy. In some families, it’s as much as 200 or 300 percent. Why? Because car crashes are the leading killer of people between the ages of 15 and 20. So as the prime teen driving months

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Historically, if a life insurance policy was no longer wanted or needed, the owner could either surrender the policy for its cash value or simply allow it to lapse by discontinuing premium payments. A relatively new alternative – called a life settlement – offers a potentially more equitable option for individuals, although the pros

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One in five Americans will become disabled for a year or more before reaching age 65, according to the Social Security Administration (SSA). The most common causes of long-term disability are heart disease, back injuries and cancer, followed by stress, anxiety and depression according to the U.S. Department of Education and the National Institute

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