April 4, 2012
If you’re unsure about the best way to balance risk and return within your stock portfolio, you may want to consider the strategy of combining growth funds and value funds. Because these funds often do not move in tandem in response to market or economic conditions, you may minimize risk without sacrificing return by
… Read More: Mix Growth and Value Stocks to Diversify
March 13, 2012
By Perspective Financial Services
Whether you’re a safe, conservative investor or a fast-trading stock-swapper, genes may actually play a role in some of your decisions, according to new research from business professors Stephan Siegel and Henrik Cronqvist .
Individuals frequently exhibit investment biases, such as not diversifying enough, being reluctant to sell stocks that have lost money or simply
… Read More: Is Investing in Your Genes?
February 8, 2012
By Perspective Financial Services
If you’re an outdoor enthusiast, at some point or another you’ve probably contemplated what you might do should you encounter a bear or other wild animal. Wildlife experts typically recommend these tips: Stay calm and don’t run. Investors might do well to heed that advice when traversing the stock market, as well.
Plan ahead:
… Read More: Investor Tips: Managing and Coping with Risk
January 25, 2012
By Perspective Financial Services
Stories abound about the fireman who retires at age 45 with a six-figure pension, or the city manager who leaves after just five years’ service with full salary and health coverage for life. What doesn’t make headlines, however, is the growing number of public sector employees who have seen their retirement benefits erode in
… Read More: The Growing Public Sector Pension Gap
December 13, 2011
By Perspective Financial Services
How many retirement accounts do you have? If you’ve changed jobs a few times throughout your career, you could have several accounts housed in different employers’ plans.
While it is certainly acceptable to leave money in an old plan, in some cases it may be a better idea to consolidate your assets. (If your
… Read More: Is it Time to Roll Over Your Retirement Accounts?