February 8, 2012
By Perspective Financial Services
If you’re an outdoor enthusiast, at some point or another you’ve probably contemplated what you might do should you encounter a bear or other wild animal. Wildlife experts typically recommend these tips: Stay calm and don’t run. Investors might do well to heed that advice when traversing the stock market, as well.
Plan ahead:
… Read More: Investor Tips: Managing and Coping with Risk
January 25, 2012
By Perspective Financial Services
Stories abound about the fireman who retires at age 45 with a six-figure pension, or the city manager who leaves after just five years’ service with full salary and health coverage for life. What doesn’t make headlines, however, is the growing number of public sector employees who have seen their retirement benefits erode in
… Read More: The Growing Public Sector Pension Gap
December 13, 2011
By Perspective Financial Services
How many retirement accounts do you have? If you’ve changed jobs a few times throughout your career, you could have several accounts housed in different employers’ plans.
While it is certainly acceptable to leave money in an old plan, in some cases it may be a better idea to consolidate your assets. (If your
… Read More: Is it Time to Roll Over Your Retirement Accounts?
November 21, 2011
Market volatility is the amount of uncertainty or risk of changes in a security’s value over time. High volatility means its value can potentially be spread out over a large range of values; the price of the security can change dramatically, up or down, during a short time period.
The current market environment suggests high volatility for
… Read More: Is Extreme Market Volatility Here to Stay?
November 2, 2011
There is no doubt about it. Sometimes it is hard to be an investor. Last quarter was one of those times. Now the question is: When will the bull market be back? The fact is, no one knows, but stocks always rebound. As Karin Risi of Vanguard Funds puts it, “We believe it is
… Read More: Dealing with the Bear