November 21, 2011
Market volatility is the amount of uncertainty or risk of changes in a security’s value over time. High volatility means its value can potentially be spread out over a large range of values; the price of the security can change dramatically, up or down, during a short time period.
The current market environment suggests high volatility for
… Read More: Is Extreme Market Volatility Here to Stay?
November 2, 2011
There is no doubt about it. Sometimes it is hard to be an investor. Last quarter was one of those times. Now the question is: When will the bull market be back? The fact is, no one knows, but stocks always rebound. As Karin Risi of Vanguard Funds puts it, “We believe it is
… Read More: Dealing with the Bear
October 26, 2011
By Perspective Financial Services
1. Consider tax-managed or tax-efficient investment accounts and mutual funds. These are managed in ways that can help reduce their taxable distributions. Investment managers can employ a combination of tactics, such as minimizing portfolio turnover, investing in stocks that do not pay dividends, and selectively selling stocks that have become less attractive at a
… Read More: 3 Strategies for Tax-Efficient Investing
October 19, 2011
With thousands of mutual funds to choose from, selecting the funds appropriate for your needs can be a challenge.
Before you begin making investment selections, you should review your situation. What is your investment goal? How long do you plan to keep your money invested? How comfortable are you with changes in the value
… Read More: Mutual Fund Investing: Know the Costs
October 12, 2011

Before you invest in a mutual fund, carefully examine its performance and expenses. Here is an overview of sales charges, fees and expenses associated with different types of funds.
A Shares: The Front-End Load
Front-end loads are deducted from your initial investment, thereby reducing your immediate purchasing power. Investors in these shares are likely
… Read More: Mutual Fund Sales Charges, Fees and Expenses: An Overview