November 21, 2011

Is Extreme Market Volatility Here to Stay?

Market volatility is the amount of uncertainty or risk of changes in a security’s value over time. High volatility means its value can potentially be spread out over a large range of values; the price of the security can change dramatically, up or down, during a short time period.

The current market environment suggests high volatility for

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November 2, 2011

Dealing with the Bear

There is no doubt about it. Sometimes it is hard to be an investor. Last quarter was one of those times. Now the question is: When will the bull market be back? The fact is, no one knows, but stocks always rebound. As Karin Risi of Vanguard Funds puts it, “We believe it is

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October 26, 2011

3 Strategies for Tax-Efficient Investing

1. Consider tax-managed or tax-efficient investment accounts and mutual funds. These are managed in ways that can help reduce their taxable distributions. Investment managers can employ a combination of tactics, such as minimizing portfolio turnover, investing in stocks that do not pay dividends, and selectively selling stocks that have become less attractive at a

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October 19, 2011

Mutual Fund Investing: Know the Costs

With thousands of mutual funds to choose from, selecting the funds appropriate for your needs can be a challenge.

Before you begin making investment selections, you should review your situation. What is your investment goal? How long do you plan to keep your money invested? How comfortable are you with changes in the value

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October 12, 2011

Mutual Fund Sales Charges, Fees and Expenses: An Overview

Mike McCann

Before you invest in a mutual fund, carefully examine its performance and expenses. Here is an overview of sales charges, fees and expenses associated with different types of funds.

A Shares: The Front-End Load

Front-end loads are deducted from your initial investment, thereby reducing your immediate purchasing power. Investors in these shares are likely

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