Advisors

529 Education Savings Accounts and Grandparents

529 education savings accountsGrandparents often want to assist their grandchild with college. But they don’t know the best ways to help. In this brief video, Jim Mailliard talks about grandparents and 529 education savings accounts.

These investment vehicles are state-sponsored college savings plans. They invest money on behalf of participants, much like mutual funds invest shareholder money. Earnings grow tax-deferred, and withdrawals can be used for a variety of qualified education expenses.

 

By |2019-08-14T13:59:43-07:00November 12th, 2019|Advisors, College Planning, Video Blog|

Financial Education Podcast

Lupe Camargo (pictured right) was interviewed on the Phoenix Business RadioX show “Mind, Money, Motion” hosted by Marie Burns and sponsored by Women’s Enterprise Foundation. Along with Elena Zee, president of the Arizona Council on Economic Education, they discussed the importance of financial education and the keys to positive, long-term behavior change. Following are a few of Lupe’s highlights from the financial education podcast, as well as the full one-hour recording.

Neuroscience Insights

Why is it so hard to change our behaviors, despite how much we may want to change? Our brains are wired for survival. As a result, making big changes takes a lot of work and energy that your brain wants to conserve. So let your brain off the hook by making small, easy changes, and you’ll see greater tong-term success. 4-minute audio

Motivating Children

How do you educate and motivate children to establish better money habits? Lupe shares her thoughts. 2-minute audio

Distractions and Convenience

Marketing professionals work hard to influence your decisions and make spending money as easy as possible. Therefore, Lupe offers a simple strategy to break the cycle. 2-minute audio

What Are Your Habits?

You can’t change your behaviors and habits if you don’t even know them. So take the first step, and make a list.  Are those habits helping or preventing you from getting where you want to go? 2-minute audio

Key Take-Aways

Know how your environment and your history with money affect your habits. Take small steps to change your environment. Surround yourself with people who will support that change. Be patient with yourself. Lasting change takes time and perseverance. 2-minute audio

Financial Education Podcast: one-hour audio

Click here if you’d like to listen to the full one-hour podcast featuring Lupe, Arizona Council on Economic Education President Elena Zee, and radio host Marie Burns, on the Business RadioX website.

By |2019-09-30T12:02:40-07:00September 30th, 2019|Advisors, Company News|

Planning Your Financial Future

Planning Your Financial FutureWhy do you need a written financial plan? Would you take a cross-country road trip without a plan or itinerary? Planning a road trip is like planning your financial future.

In the two-minute video below, Mike Larriva uses this analogy to explain how a written plan helps you get where you want to go.

After watching, if you’d like to learn more about our financial planning process, click here.

 

By |2019-08-14T13:59:43-07:00September 9th, 2019|Advisors, Financial Planning, Video Blog|

McCann Honored for Volunteer Work

Mike McCann Honored for Volunteer WorkMike McCann Honored for Volunteer Work with Phoenix-area Scouting BSA organization.

McCann, president and founder of Perspective Financial Services, LLC, received Honorable Mention in the 13th Annual Invest in Others (IiO) Awards for his work with Friends and Supporters of Troop 30 (FAST 30), a local scouting organization. As a result, FAST 30 will receive a $1,000 donation in McCann’s honor.

The IiO Charitable Foundation established its awards program to recognize the charitable work of financial advisors around the world. Advisors are nominated for actively giving back to their communities. Hundreds of nominations are received each year and reviewed by a diverse panel of industry leaders. Awards are presented based on the nominees’ leadership, dedication, contribution, inspiration, and impact on a nonprofit and the community it serves. Click here to read the announcement of the finalists.

McCann, an Accredited Invest Fiduciary® and Certified Financial PlannerTM, was recognized in the “Volunteer of the Year” category. McCann has contributed his time and expertise to FAST 30 in many capacities. For instance, he has served as assistant scout master, Eagle mentor, treasurer and board chair. He has volunteered an average of 20 to 40 hours per month since 2008.

About the Charity

FAST 30 was established in 2007 as the chartering organization for Boy Scout Troop 30 (boys 11-17 years old) and Venturing Crew 2030 (co-ed 14-20 years old) in Phoenix. It became the charter organization for Cub Scout Pack 416 (youth grades K-5) in 2016 and for the first-ever all-girl Scout Troop 3030 (girls 11-17 years old) in Phoenix in 2019.  Because FAST 30 is 100 percent volunteer-run, active leadership like McCann’s is critical to the group’s day-to-day success and long-term sustainability.

“FAST 30 brings people together to teach and guide our boys and girls in a way unlike any other youth organization I’ve encountered,” said McCann. “Ours is a scout-led group, in which the youth are empowered with leadership and decision-making responsibilities. They’re allowed to make mistakes and to solve problems

[within strict safe-scouting guidelines]. With a focus on service, leadership and self-reliance, FAST 30 fosters confidence, adaptability and empathy in our scouts.”

By |2019-08-19T09:31:17-07:00July 15th, 2019|Advisors, Company News|